1. Access

By accessing this website, www.ByGemmaL.co.uk, you are agreeing to be legally bound by the Owner’s terms and conditions as modified from time to time (“Terms”) by the owner, Gemma Loggie. Before using www.ByGemmaL.co.uk, it is the person accessing the websites’ responsibility to read the Privacy Policy and to notify the Owner in the manner set out in the Policy if you do not want us to collect information about you, and to reject any cookies in the manner set out therein. The Website is owned and operated by Gemma Loggie (“Owner”). The Owner reserves the right to suspend or terminate your access to the Website at any time, with or without notice or explanation.

  1. Rights

All intellectual property rights, including copyright, in the content accessible (or available for download) on the www.ByGemmaL.co.ukwebsite, including text, pictures, graphics, video, audio material, software or any other form (” Content”) belong to the Owner, Gemma Loggie and all rights are hereby reserved.

  1. Use of Content

The Website and the Content may only be used for your personal, non-commercial use. For this purpose alone you may retrieve and display the Content on a computer screen. You may also print out, but not photocopy, one copy of individual files on paper and store files in electronic form on disc, but not on any server or any other storage device connected to a network where the Content could be accessed by other users. Except as set out above, you agree not to download, copy, reproduce, modify, store, archive, show in public, redistribute or commercially exploit in any way any part of the Content without the prior written permission of the Owner of www.ByGemmaL.co.uk. You agree not to use the Content or the Website for any illegal or improper purpose, nor for any purpose which might infringe the rights of others, or which might harass or cause inconvenience of distress to any person. You also agree to abide by all copyright notices and restrictions attached to the Content and not to remove any such notice or restriction, or alter the Content in any way. If you are a paid-for web aggregator you require a licence to redistribute the content of this site.

  1. Licence to reproduce Content

If you wish to re-publish, re-distribute or exploit the Content in any way you should address a request for permission to the Owner, Gemma Loggie at e-mail: gemmaloggie123@gmail.com The Owner, Gemma Loggie, cannot guarantee that any such permission would be forthcoming or on what terms.

  1. Links from other websites

Third parties are permitted to link to stories within the www.ByGemmaL.co.uk website, using the URL and quoting the headline and the source website. Content must not be reproduced on a third party site without express authorization from Gemma Loggie, the owner of www.ByGemmaL.co.uk. A third party must ensure that nothing on its own web site suggests or could be understood to imply that any part of the Website is part of its own web site unless the third party has obtained the prior written approval of the Owner, Gemma Loggie. The Owner, Gemma Loggie reserves the right to withdraw any permission without explanation or notice if in its sole judgement use of such links is excessive or inappropriate. The Owner, Gemma Loggie also reserves the right to change the location and nature of files within the Website without explanation or notice; it is the responsibility of the third party to check and update links. Third parties must not deep-link to, or frame or use other techniques to enclose any part of the Website.

  1. Trademarks and Intellectual Property

www.ByGemmaL.co.uk is a Trademark of Gemma Loggie or otherwise part of its intellectual property. You may not use these marks without the prior written permission of the Owner, Gemma Loggie.

  1. Limitation of liability and indemnity

The Owner obtains the Content from a wide range of sources and the Content includes facts, views, opinions and information, which may be of interest to users of the Website. While all reasonable care is taken, we do not warrant the accuracy, completeness, timeliness, performance or fitness for any particular purpose of the Content or the Website, nor do we endorse or accept any responsibility for any views, advice, recommendations or opinions expressed on the Website or any website to which we link. You should note that any contact or arrangements made between you and any third party named on the Website or any third party website linked from it (including without limitation any website with which we have a commercial association) is at your own risk, and to the extent permitted by law GemmaLoggie excludes all liability. The Content should only be used for your general information and use and not by way of specific recommendation or advice. Before taking any action or decision based in whole or in part on the Content, you should always make your own independent checks of any information that is important in making such decision or taking such action. You should also seek professional advice in appropriate circumstances such as on medical, investment, tax, financial, legal and other professional matters. The Owner, Gemma Loggie does not give any warranties in respect of the Content or the Website, freedom from viruses or other contamination, or that the Website is compatible with any computer systems, software and browsers. All implied warranties or duties are excluded save if and to the extent that they may not lawfully be excluded. The Owner is not regulated by the Financial Services Authority and the Content has not been approved under the Financial Services and Markets Act 2000. Appropriate expert advice should be obtained before making any investment or other decisions. Advertising or promotional material submitted by third party advertisers, sponsors or promoters is viewable on the Website. The advertisers are solely responsible for that material, including ensuring that it complies with all applicable legislation and regulations. The Owner is not responsible for such material. The Owner shall not be liable for any claims, losses, injuries, penalties, damages, costs or expenses arising from the use of, or inability to use the Website or Content or from any action taken, or omitted to be taken, as a result of using the Website or Content, other than death or personal injury resulting from use of the Website directly caused by the negligence of the Owner, Gemma Loggie. Gemma Loggie excludes liability to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits, loss of privacy or for failure to fulfil any duty) or for any other indirect, special or punitive damages whatsoever that arise out of or are related to the use of the Website or the Content or to any breach of the terms by Gemma Loggie, even if Gemma Loggie has been advised of the possibility of such damages and even in the event of fault or strict liability. You agree that, subject to the forgoing terms, your exclusive remedy and only recovery for any damage you incur, shall be limited to the direct damages (if any) you actually incur in reasonable and exclusive reliance on the Website or Content, and for which we may be held liable by a competent court, of up to a limit of the refund of the amount you paid (if any) in relation to the particular use of the Content in total during the month in which the damage first incurred. You agree to indemnify the Owner against all costs, claims, proceedings, demands, losses, damages, expenses or liability whatsoever arising directly or indirectly as a result of any breach of the Terms by you and any negligence or breach of duty by you.

  1. Links to third party websites

This Website may contain links to other web sites operated by parties who are w holly separate from www.ByGemmaL.co.uk. Links to all third party sites are identifiable because clicking on them will launch new browser windows displaying the third party’s website URLs, or are otherwise indicated as such by www.ByGemmaL.co.uk. Such links are provided for your convenience and reference only and you access them at your own risk. Gemma Loggie cannot be held responsible in any way for the content, operation or availability of such websites.

  1. Co-branded Sites

Co-branded sites In addition to the provisions of Term 8, some third party sites to which links are provided are “co-branded” sites which are operated by third parties with whom www.ByGemmaL.co.uk has a commercial association, including sites by means of which you can make payment for use of the Website or associated services. If you wish to make any purchases or enter any financial dealings on a co-branded site, you will be entering a contract with the relevant third party operator who will ask you to supply information about yourself and on your financial affairs, including your bank or credit card details. The third party operator will have their own terms and conditions and privacy policy and it is up to you to indicate your consent or otherwise to the use that the third party proposes to make of your personal data. While we select our trading partners with care, The Owner cannot be held liable for any loss or damage whatsoever which you may suffer as a result of your decision to enter any dealings or transactions with, or supply personal information to, a trading partner or any third party. Your attention is drawn to the Privacy Policy.

  1. Competitions, prize draws and promotions

www.ByGemmaL.co.uk may on occasion run competitions or prize draws either on its own behalf, for other parties or in conjunction with commercial partners. These will be subject to additional rules and conditions, which will be made available at the time of any such competition.

  1. Shares and other financial product information

Information on the website about shares and other financial products has been provided in good faith. The Owner cannot be responsible for its accuracy and it should not be relied upon in any investment decision, for which you should consider professional advice. The price of investments can go up as well as down and past performance cannot be relied upon as a guide to future performance.

  1. Submissions

If you submit any material to this Website you agree thereby to grant the Owner a non-exclusive, perpetual, royalty-free, sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to any such work worldwide and/or to incorporate it in other works in any media now known or later developed for the full term of any rights that may exist in such content. If you do not wish to grant such rights to the Owner, you should not submit a contribution to www.ByGemmaL.co.uk. By submitting your contribution to the Website, you warrant that such contribution is your own original work and that you have the right to make it available to the Owner for all the purposes specified above, that it is not defamatory or obscene, and does not infringe any law or regulatory provision or any person’s rights in any jurisdiction. You accept that breach by you of these warranties may cause loss or damage to the Owner and you indemnify the Owner against all legal fees, damages and other expenses that may be incurred by the Owner as a result of your breach of the above warranty. You agree to waive any moral rights in your contribution for the purposes of its submission to and publication on www.ByGemmaL.co.uk and the other purposes specified above. The Owner accepts no liability for any content submitted by third parties. Users of the Website accept that we may not pre-screen the content submitted by users, and we reserve the right to remove or retain at any time and without giving reasons or notice any material you or other users have supplied or any user. The Owner reserves the right to monitor any communications you make on the Website and by submitting any material or making any such communication you thereby consent to such monitoring.

  1. Receipt of Goods for Review and Testing

The supply of third party material for review and product testing is supplied at supplier’s risk. The owner of this website operates a policy whereby such supplied goods shall be used thereafter by the owner of this website; merchandise either donated or the proceeds raised from sale given to charity at discretion of the owner of this website; or perhaps alternatively used (such as a competition prize, for example) thereafter, also at the discretion of the owner of this website. If the supplier has a return policy this must be clearly stated in advance and all costs associated with any returns are billed to supplier’s account at cost. Alternatively, the supplier can arrange for the uplift of goods at an agreed date and time. If there is any error which results in the goods not being returned for whatever reason, the owner of this website shall not be liable. The goods will be only received on this basis and the onus is on the supplier to suitably and sufficiently establish the owner of this website’s policy in advance of supplying goods.

  1. Changes to these legally binding Terms and Conditions

The Owner reserves the right from time to time to make changes to any part of www.ByGemmaL.co.uk and to add to or change these Terms and Conditions or the Privacy Policy. All such changes become effective immediately as soon as they are posted. It is the person accessing the websites’ responsibility to refer to the Terms and Conditions whenever you access www.ByGemmaL.co.uk. Every time you access www.ByGemmaL.co.uk you agree to be bound by the Terms and Conditions plus the Privacy Policy as varied or amended from time to time.

  1. Scottish Law Jurisdiction

By accessing the Website you agree to accept that these Terms and Conditions are governed by and construed in accordance with the laws of Scotland. You also accept the exclusive jurisdiction of the Scottish Courts in relation to any dispute that may arise in connection with these Terms and Conditions or your use of the www.ByGemmaL.co.uk or arising in any way from the Content.


You can mail ByGemmaL.co.uk at gemmaloggie123@gmail.com with any comments or for further information. Alternatively, please telephone 01224-715599 for any further assistance.

Registered address: ByGemmaL.co.uk, 55 Greenburn Road, Stoneywood, Aberdeen, Scotland, UK, AB21 9EL


As identified within the above ‘terms and conditions’, we collect certain information or data about you when you accessed theByGemmaL.co.uk website.

This recorded information includes various communications to ByGemmaL.co.uk, notification of your IP address, details of which version of web browser you used, information on how you use the site, using cookies and page tagging techniques to help us improve the ByGemmaL.co.uk website.

This helps ByGemmaL.co.uk to improve the site by monitoring how we use it, respond to any feedback you send us, and enables us toprovide you with specificdetails about the services we provide if you want further information.

Where your data is stored

We store your data on our secure servers.It may also be stored outside of Europe, where it could be viewed by our staff or suppliers.By submitting your personal data, you agree to this.

Keeping your data secure

We can’t personally identify you using your data. Transmitting information over the internet is generally not completely secure, and we can’t guarantee the security of your data. All email addresses shall only be collected, stored and used for the purposes you provide if for.